Understanding the Texas insurance claim process is vital to getting the most out of your commercial property insurance claim. Remember these five steps to ensure your claim is going according to plan.
Commercial Insurance Claims
Since 2009, our team has successfully challenged insurance companies and won on behalf of our clients. We’re here for you. Let us manage your denied, underpaid, or delayed commercial property insurance claims. We'll work to secure your payment, risk-free.
Get a Confidential ConsultationCommercial Property Insurance Claims
Don't Settle for Denied or Underpaid Insurance Claims for Your Business
If your commercial property has suffered damage due to weather, theft, fire, or vandalism, your insurance provider is obligated to assist with the costs. You have legal rights if your property insurance claim remains unpaid or underpaid. Safeguard your investment and ensure necessary repairs by partnering with The Lane Law Firm's experienced property insurance claim attorneys with no out-of-pocket expense.
You don't have to accept a denied commercial insurance claim in Texas!
Hurricanes, thunderstorms, tornadoes, hail, and high winds frequently strike Texas, causing significant damage to residential and commercial properties, and too often, insurance companies deny rightful claims for repairs. Even though property owners fulfill their obligations by securing insurance for their properties, their claims post-storm can face delays, undervaluation, or outright denial.
Our attorneys are well-versed in Texas property insurance claim laws and are fully equipped to handle disputes for both residential and commercial insurance claims, including:
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How The Lane Law Firm Fights Against Insurance Providers to Help You
No Win, No Fee Guarantee
The Lane Law Firm is proud to assist our clients with property insurance claims on a contingent fee basis. If we are unable to obtain a recovery for your insurance claim, or if the amount we recover does not exceed the amount of costs and expenses, then we do not take any fees. Zero out-of-pocket cost to you means zero risk. Schedule your consultation today!
Commercial Insurance Claims
5 Step Texas Commercial Insurance Claim Process
1. File a Claim
As soon as you're aware of property damage, file a claim. Swift action helps ensure you get a favorable response.
2. Meet the Adjuster
Make sure you're present when the insurance adjuster inspects your property. Answer their questions and point out the damage, but don't volunteer too much information.
3. Keep the Receipts
Keep careful records of all communication between you, your insurance adjuster, and your insurance company. Record the dates, times, and names of everyone you speak to.
4. Watch the Calendar & Follow Up
Texas Insurance Codes state that the insurer has 15 days to approve or deny your claim. From there, they have 5 days to make payment. If they deny your claim, they must give you a written statement to explain their decision. Follow up with your claims adjuster to ensure your insurance company is on track to resolve your claim. Learn more about the Texas insurance claim timeline here.
5. Don't Settle
Insurance companies are in the business of making money. They want to minimize your claim. Don't let them. Read your policy and negotiate for your rights under your policy. If you know your insurance agency is underpaying your claim, get help from an experienced insurance claims defense attorney in your area.
Commercial Property Insurance Attorneys
Our Commercial Insurance Claim Practice Areas
The Lane Law Firm has advocated for property owners and fought insurance claim disputes since 2009. Our attorneys are well-equipped to handle any property insurance claim you may encounter. Our most common practice areas include:
Hail Damage
Hail damage is common for Texas property owners, leading to delayed, denied, or underpaid insurance claims. In 2023, Texas led the nation with 1,123 major hail events, impacting over 1.5 million properties. The Lane Law Firm can help property owners receive fair compensation for their hail damage claims. With a proven track record and experienced attorneys, we ensure clients receive the compensation they deserve. Contact us today for a consultation.
Fire Damage & Smoke Damage
The losses associated with fire damage claims and smoke damage claims are devastating. While fire claims are rare, accounting for just 22% of homeowner and renter insurance claims, the amount lost per claim far exceeds all other types of claims. Because many of these instances displace residents, there are additional fees beyond just the cost of damage that your insurance company should repay. If you're having trouble securing coverage for additional living expenses or any damage caused by a fire in your home or property, The Lane Law Firm's team of experienced insurance defense attorneys is here to help.
Theft Claims
Has your vandalism or theft claim been delayed, denied, or underpaid? The Lane Law Firm has helped hundreds of property owners resolve their claims, and we want to help you do the same! According to FBI statistics, a theft, or burglary occurs every 14.6 seconds. When it happens to you, you feel violated. Your only comfort is knowing your insurance company will compensate you for your loss. However, all too often insurance companies try to deny, delay, or underpay claims. The Lane Law Firm is here to support Texas property owners seeking fair coverage.
Windstorm Damage
Tropical storms, hurricanes, and even severe thunderstorms can cause billions of dollars in property damage. While the devastation from these severe storms should be obvious, many insurance companies will work to avoid making fair, prompt payouts. If your insurance company unreasonably delays your windstorm claim or fails to settle for damage incurred by a storm, you have a legal right to enforce your policy. Get help from experienced insurance defense attorneys.
Freeze Claims
Winter storm Uri proved that Texas is still at risk of freeze claims, despite being rare. Most property insurance policies cover pipe and water damage, but many residents struggle to receive sufficient compensation. If you've been denied a claim for pipe or water damage, don't accept it without a fight. The Lane Law Firm has extensive experience in helping property owners resolve insurance claims, so you can trust that we help property owners receive full compensation for damages. Contact us today for a consultation.
Tornado Damage
Tornadoes can cause serious damage, leaving Texas property owners devastated and unsure where to turn. While most insurance companies should cover damage sustained during a tornado, the unfortunate reality is that many will try everything they can to avoid a fair payout. Let our property insurance claims attorneys help you get paid what you're owed.
Property Insurance Claim Reviews
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"I was very pleased with the help, guidance and outcome of my insurance claim. Even though it was a long process, I greatly appreciated Ron Glaser from The Lane Law Firm for his diligence and effort on my case."
- Rosalea
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“Working with Ron and the Lane Law firm was easy and painless. They truly helped me get the $ deserved.”
- Monique
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“Ron G. kept constant communication throughout the process. Professional, friendly and down to earth. Highly recommend! A+”
- John
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"Had a roof claim denied by my insurance company and Rafael Armestar and team helped me to challenge this decision, and they finally agreed to pay for the damages! Thanks for the help!”
- Fellipe
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“The people that I have dealt with at this Law Firm have been super helpful on our claim. They always answered my questions in a timely manner and kept me abreast on what was going on with our suit.”
- Michael
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“Ron Glaser, Mike Bake and all team did very good, fast workers, very friendly and easy to get along with amazing finish. I recommend them to anyone.”
- Medhat
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"Very grateful to have worked with this team. They represented me honestly and fairly. Their contractor team was super prompt and professional. Again - really grateful for their professionalism.”
- Lamanda
WE’RE HERE FOR YOU
Ready to make your insurance company pay?
Don't wait! Insurance companies drag out disputes, hoping property owners will give up or miss the statute of limitations deadline. The insurance claim lawyers at The Lane Law Firm are here to help you now. Schedule a free consultation, or send us a message and tell us about your commercial insurance claim.
