If you're receiving harassing calls, text messages, emails, or maybe even calls into your office, and your employees have found out that you've defaulted. or you're behind on your debt payments to a merchant cash advance company or other high-interest lender, you're going to need to take some immediate and very proactive steps.
Unless you can quickly pay these folks off, you're going to have to go into some sort of settlement or alternative payment method to resolve those.
But let's say you can't do that either. Let's say you work with them, you talk to them, they don't listen, they can't come up with a solution that works for you. How do you stop it?
There are two primary ways to stop harassing calls. There's a non-bankruptcy solution and a bankruptcy solution.
The non-bankruptcy solution is as simple. Get an attorney, a local attorney, to intervene between you and them — where the calls and those efforts are directed at your attorney who represents you and your business.
The second, more extreme, option is to file a suit. If you've been sued or your business has been sued, you need to immediately contact a local attorney. But if the calls don't stop, you may need to be proactive and file a suit.
The last option, the most extreme option, is bankruptcy. Maybe it's personal, maybe it's business. Either bankruptcy option we'll bring an immediate end — a definitive stop — with federal protections if creditors are harassing you and trying to collect from you. If you're worried that you or your business may not survive this process, don't hesitate to reach out to us.
Every situation is unique. If you have questions, contact our office. We'd love to help you.
The material and information contained on this website is for general information purposes only. You should speak with an experienced attorney in your area before making any legal decisions.